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  • stan rogers
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    • August 03, 2015, 04:16:11 am
    • Jeju Island
Important Changes to Health Insurance For Foreigners
« on: September 29, 2015, 02:37:05 pm »
http://english.yonhapnews.co.kr/news/2015/09/29/0200000000AEN20150929002800320.html

Foreigners now will have to wait for 3 months before they can apply for medical insurance.

« Last Edit: September 29, 2015, 02:39:24 pm by stan rogers »


  • Porksta
  • Veteran

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    • October 08, 2011, 09:31:27 pm
Re: Important Changes to Health Insurance For Foreigners
« Reply #1 on: September 29, 2015, 02:42:34 pm »
http://english.yonhapnews.co.kr/news/2015/09/29/0200000000AEN20150929002800320.html

Foreigners now will have to wait for 3 months before they can apply for medical insurance.

Not applicable to those on work visas, however.

EDIT: Actually the way it is worded is pretty confusing.  Are they referring to the payments or the delayed health coverage?
« Last Edit: September 29, 2015, 02:44:12 pm by Porksta »


Re: Important Changes to Health Insurance For Foreigners
« Reply #2 on: September 29, 2015, 02:47:23 pm »
http://english.yonhapnews.co.kr/news/2015/09/29/0200000000AEN20150929002800320.html

Foreigners now will have to wait for 3 months before they can apply for medical insurance.

Not applicable to those on work visas, however.

EDIT: Actually the way it is worded is pretty confusing.  Are they referring to the payments or the delayed health coverage?

Yes, the article is extremely poorly written and contradictory.


  • maximmm
  • Hero of Waygookistan

    • 1447

    • September 05, 2013, 11:02:44 am
Re: Important Changes to Health Insurance For Foreigners
« Reply #3 on: September 29, 2015, 02:51:19 pm »
http://english.yonhapnews.co.kr/news/2015/09/29/0200000000AEN20150929002800320.html

Foreigners now will have to wait for 3 months before they can apply for medical insurance.

Not applicable to those on work visas, however.

EDIT: Actually the way it is worded is pretty confusing.  Are they referring to the payments or the delayed health coverage?


Not a whole lot of contradiction here, actually.  Though it is worded somewhat poorly.

In the end, they are saying that we didn't have to wait 3 months before, but now we will. 
In other words, people on work visas will be paying into medical insurance for 3 months (as if they are getting medical insurance) but will be able to use the said medical insurance only after the initial 3 months.

I can sort of understand the 3 month waiting period - but if they expect you to pay for the 3 months while you are not getting any medical insurance, this seems like a cash grab to me. 

From the article - 'Those entering the country to study and people married to a South Korean citizen can still benefit from the preferential arrangement.'

In other words, students and F-visa holders still get medical insurance right away - as we did in the past.  Like I said - gov. needs money, so there is now a cash grab.

Now the last paragraph is rather baffling - ' The ministry said from 2011 to June of this year, 258,249 foreigners, including ethnic Koreans holding foreign citizenships, received some 20.78 billion won worth of healthcare services without paying the proper share of insurance premiums.'

What the hell does this even mean? Alas, given that they are blaming medical care fund shortages on foreigners, this does explain the cash grab. 
« Last Edit: September 29, 2015, 02:59:09 pm by maximmm »


  • stan rogers
  • Expert Waygook

    • 577

    • August 03, 2015, 04:16:11 am
    • Jeju Island
Re: Important Changes to Health Insurance For Foreigners
« Reply #4 on: September 29, 2015, 02:55:04 pm »
"Under the changes, people with work visas will be excluded from the early preferential benefit scheme, and will have to wait like the others," the ministry said.

"The ministry said from 2011 to June of this year, 258,249 foreigners, including ethnic Koreans holding foreign citizenships, received some 20.78 billion won worth of healthcare services without paying the proper share of insurance premiums."

It sounds like the system was being abused. Many foreigners were not paying into the system and getting healthcare benefits and then leaving Korea.
« Last Edit: September 29, 2015, 03:00:05 pm by stan rogers »


  • maximmm
  • Hero of Waygookistan

    • 1447

    • September 05, 2013, 11:02:44 am
Re: Important Changes to Health Insurance For Foreigners
« Reply #5 on: September 29, 2015, 03:07:11 pm »
"Under the changes, people with work visas will be excluded from the early preferential benefit scheme, and will have to wait like the others," the ministry said.

"The ministry said from 2011 to June of this year, 258,249 foreigners, including ethnic Koreans holding foreign citizenships, received some 20.78 billion won worth of healthcare services without paying the proper share of insurance premiums."

It sounds like the system was being abused. Many foreigners were not paying into the system and getting healthcare benefits and then leaving Korea.

How does one get healthcare benefits (on working visa) without paying into the system? 
There are plenty of hagwons that don't pay into the system but from many examples that we've seen, that left foreigners err.. out of the system (hence the numerous charity cases out there - 'save bobby from his hospital bill because his hagwon didn't enroll him into the gov. medical insurance system'). 
« Last Edit: September 29, 2015, 03:08:47 pm by maximmm »


  • stan rogers
  • Expert Waygook

    • 577

    • August 03, 2015, 04:16:11 am
    • Jeju Island
Re: Important Changes to Health Insurance For Foreigners
« Reply #6 on: September 29, 2015, 03:13:19 pm »
I didn't write the article and I don't work for the ministry. If you want clarification from the ministry you might want to direct your question/complaints to them. 


  • Epistemology
  • Hero of Waygookistan

    • 1906

    • September 19, 2010, 01:57:27 pm
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Re: Important Changes to Health Insurance For Foreigners
« Reply #7 on: September 29, 2015, 03:23:05 pm »
Cash grab.

Instead of ***** footing about this issue, they should just get a grip and jack up the health insurance tax a few %.
Away an bile yer heid ya numpty,ye dinnae ken whit yer talkin aboot.


  • waygo0k
  • The Legend

    • 4451

    • September 27, 2011, 11:51:01 am
    • Chungnam
Re: Important Changes to Health Insurance For Foreigners
« Reply #8 on: September 29, 2015, 04:31:20 pm »
20 million dollars in health services unaccounted for...that's probably less than the health ministry's room salon and bribery budget for the same period


Re: Important Changes to Health Insurance For Foreigners
« Reply #9 on: September 29, 2015, 05:28:35 pm »
I didn't write the article and I don't work for the ministry. If you want clarification from the ministry you might want to direct your question/complaints to them.
Good to know.  Thanks.


  • Savant
  • The Legend

    • 2643

    • April 07, 2012, 11:35:31 pm
Re: Important Changes to Health Insurance For Foreigners
« Reply #10 on: September 29, 2015, 05:53:24 pm »
Sounds like a case of "we offered all these contribution discounts to foreigners but we never expected them to use our health services".

"The ministry said from 2011 to June of this year, 258,249 foreigners, including ethnic Koreans holding foreign citizenships, received some 20.78 billion won worth of healthcare services without paying the proper share of insurance premiums."

I would like to see a breakdown between "foreigners" and "ethnic Koreans" who got all these wonderful healthcare services on the cheap. I doubt that all of the foreign factory workers are on a great insurance plan or even signed up for National Health Insurance.
All these "ethnic Koreans/Kyopos" using their Koreanness to gain easy entry into Korea and using their "foreignness" to gain some cheap healthcare.


  • stan rogers
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    • August 03, 2015, 04:16:11 am
    • Jeju Island
Re: Important Changes to Health Insurance For Foreigners
« Reply #11 on: September 29, 2015, 06:44:23 pm »
It seems that people on work visas are just going to have to buy foreign health insurance before coming to Korea to cover that 3 month period.


Re: Important Changes to Health Insurance For Foreigners
« Reply #12 on: September 29, 2015, 08:16:36 pm »
this article has some extra info:

"Those who the government deems “will clearly stay for three months or more” -- for reasons including studying, marriage and job seeking -- are allowed to sign up on the day of arrival."

http://www.koreaherald.com/view.php?ud=20150929000447


  • stan rogers
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    • 577

    • August 03, 2015, 04:16:11 am
    • Jeju Island
Re: Important Changes to Health Insurance For Foreigners
« Reply #13 on: September 29, 2015, 08:37:53 pm »
So maybe a foreigner will be insured and maybe they won't. That really clears things up.


  • maximmm
  • Hero of Waygookistan

    • 1447

    • September 05, 2013, 11:02:44 am
Re: Important Changes to Health Insurance For Foreigners
« Reply #14 on: September 29, 2015, 09:33:10 pm »
this article has some extra info:

"Those who the government deems “will clearly stay for three months or more” -- for reasons including studying, marriage and job seeking -- are allowed to sign up on the day of arrival."

http://www.koreaherald.com/view.php?ud=20150929000447

Yeah - interesting, do job seekers automatically get work visa if they are 'looking for a job'?
I thought they get work visa only after they find a job?

Another interesting bit - 'Last year, a 55-year-old man reportedly received 170 million won ($142,000) worth of benefits from the insurance program three months after coming to Korea. He and his son left the country less than a year after the surgery.'

Was he a foreigner working here?  If he left a year after the surgery, how would the 3 month waiting period preclude this from happening again?  Shouldn't then foreigners who undergo a surgery procedure with the help of the insurance program be then precluded from leaving the country for a decade - so that they'd 'pay their share'? 

Surreal stuff - this seems to be a new policy pushed through by one of the political parties in SK and it's akin to republican party wanting to build a fence between USA and Mexico.  The difference is, the republicans haven't been able to push their 'fence' idea through .... yet.   


  • JNM
  • The Legend

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    • January 19, 2015, 10:16:48 am
    • Cairo, Egypt (formerly Seoul)
Re: Important Changes to Health Insurance For Foreigners
« Reply #15 on: September 30, 2015, 06:19:58 am »

Another interesting bit - 'Last year, a 55-year-old man reportedly received 170 million won ($142,000) worth of benefits from the insurance program three months after coming to Korea. He and his son left the country less than a year after the surgery.'


And how many on 1 or 2 year contracts pay into the system and never claim anything?
That is how insurance works. Foreigners pay on average 9 manwon a month into the system.


  • VanIslander
  • Moderator LVL 1

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    • June 02, 2011, 10:12:19 am
    • Seogwipo, Jeju Island
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Re: Important Changes to Health Insurance For Foreigners
« Reply #16 on: September 30, 2015, 06:34:09 am »
I've been teaching here since '02 and the one regret I have is not being able to OPT OUT of "health insurance" payments every month.

The money I pay for fresh vegetables each month is health insurance enough for me.  ;D Onions, garlic, mustard greens and peppers, not to forget the much-neglected mushroom kingdom (I know they're in a Phylum but Kingdom sounds much cooler).
« Last Edit: September 30, 2015, 06:36:45 am by VanIslander »


  • stan rogers
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    • 577

    • August 03, 2015, 04:16:11 am
    • Jeju Island
Re: Important Changes to Health Insurance For Foreigners
« Reply #17 on: September 30, 2015, 08:30:14 am »

Another interesting bit - 'Last year, a 55-year-old man reportedly received 170 million won ($142,000) worth of benefits from the insurance program three months after coming to Korea. He and his son left the country less than a year after the surgery.'


And how many on 1 or 2 year contracts pay into the system and never claim anything?
That is how insurance works. Foreigners pay on average 9 manwon a month into the system.

I pay into the system and draw very little out. I know lots of people who are the same. Where's all the money going?


  • zola
  • The Legend

    • 2917

    • September 30, 2012, 06:56:11 am
    • Korea
Re: Important Changes to Health Insurance For Foreigners
« Reply #18 on: September 30, 2015, 08:51:28 am »
Koreans have the notion, right or wrong, that it is gyopos doing this.
Read any story about Korean health care (in Korean) and see the comments section. There is always a bunch of people calling for the government to tighten up on gyopos flying in for expensive health procedures then taking off again.
Kpip! - Martin 2018


  • jamonamagnet
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Re: Important Changes to Health Insurance For Foreigners
« Reply #19 on: September 30, 2015, 08:58:51 am »

Another interesting bit - 'Last year, a 55-year-old man reportedly received 170 million won ($142,000) worth of benefits from the insurance program three months after coming to Korea. He and his son left the country less than a year after the surgery.'


And how many on 1 or 2 year contracts pay into the system and never claim anything?
That is how insurance works. Foreigners pay on average 9 manwon a month into the system.

I pay into the system and draw very little out. I know lots of people who are the same. Where's all the money going?
It's being used to pay for sick people.