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Contract Offer, First time teacher
« on: January 19, 2018, 02:24:20 am »
Hey, I've just received my second contract offer and was wondering if someone could take a moment to look over it (I've removed the beginning part that contains details about the school).

Things that worry me ;

-low overtime
-no pay for orientation

Thanks for any help.

Employer and employee, in consideration of the mutual promises and covenants
contained herein, agree as follows;

1.  Employee accepts employment from employer to teach the English language under the terms and conditions set here in this agreement for a period of twelve full and consecutive teaching sessions. Employment commences from the first day of orientation (             ) and finishes on the last teaching day of the teaching session covered under this agreement.

2.  The "Place of Employment" is at the address above. Employee may be required to
       teach outside of the “Places of Employment.” In such case, employee will be
       reimbursed for travel expenses incurred beyond those expenses normally incurred
       in travel from the employee’s home to the place of employment.


3. Terms of Agreement

3.1  Employee agrees to discontinue residence in Korea under the visa status
       sponsored by employer within five days of termination of employment.

3.2  Periods of employment of employee beyond that covered by this agreement must
       be agreed to by employee and employer, in writing, at least three months before
       the expiration of the term of this agreement.


4. Duties

4.1   During the term of this agreement, the employee will be required to prepare for,
      teach, and carry out all required administrative duties connected with classes
      assigned by the employer. No regular schedule of work hours can be guaranteed
      to employee. Employee agrees to attend meetings and training workshops
      scheduled by employer. The purpose of meetings and workshops is to inform
      employee of matters relating to employee's duties and the institute's operation
      or to assist in employee's professional development. No payment in excess of or
      in addition to employee's monthly salary will be made for attending meetings or
      workshops scheduled by employer.

4.2  To meet the minimum working requirement of this agreement, the number of working hours shall be an average of 100 hours per month [One (teaching) Hour=60 minutes]. The number of scheduled teaching days does not include Saturdays, Sundays, public holidays, or scheduled vacation days.

4.3   Teaching hour refers to the amount of time in the classroom only. This does
      not include preparation time, staff meetings, seminars, breaks between classes,
      orientation, etc.

4.4   The employer will have the authority to require employee to perform any classroom
      duties in excess of minimum teaching requirements (such excess hereinafter
      called "overtime"). Only teaching hours in excess of the minimum teaching
      requirements and approved by the employer are considered overtime. The Employee will be paid overtime at the rate of 15,000 Won for 50 minutes.

4.5   At all times during the term of this agreement, employee will directly adhere to
      and obey all the rules and regulations that have been, or may hereafter be,
      established by employer for the conduct of employee or generally for the
      conduct of instructors at the place of employment.

4.6   Employee agrees to dress appropriately at all times when teaching or when
      present on the premises of the place of employment and to follow the advice,
      directives and policies of employer regarding what constitutes appropriate dress.

4.7   Employee understands and agrees that, at all times during the term of this
      agreement, employee will strictly adhere to and obey all laws, regulations,
      provisions, instructions, and guidance from the Government of Korea or any
      local government or officials thereof.

4.8   Employee agrees to be present at the place of employment at least an hour and a
      half before the commencement of each day's allocated teaching schedule
      to allow time for organization of teaching materials and preparation for the
      day's lessons.

4.9.1  Employee agrees to arrive at the place of employment dressed appropriately.  For    Monday to Friday men must wear dress or khaki pants, and dress or polo shirts.             
Women must wear a skirt, a dress or pants, and blouse or polo shirt.  For Saturday, teachers are permitted to dress more casually. No inappropriate attire is permitted such as T-shirts, halter-tops, jeans, etc.

4.9.2  Employee agrees to maintain a mutually respectful relationship with the director,    the administrative staff, and Korean and foreign English teachers.  At no time will    inappropriate language be tolerated.


5. Compensation and Treatment of Employee

5.1 Transportation : Company will provide 900,000won for the purchase of flying ticket to Korea. The fee will be transferred to the teacher’s account together with the first month of paycheck. There will be no return ticket allowance.

5.2 Orientation and Training : Shortly after arrival in Korea, employee will be
      required to undertake orientation and training intended to provide employee with
      the requisite familiarity with institute operation and policies and to ensure that
      employee possesses the adequate knowledge and skills related to the duties of
employment. No payment is given for this orientation period.

5.3 Salary : Employer will pay employee as compensation for all services rendered
a monthly salary of __2.1million won___Won for each month of the contract period
      with employer. In addition, employer will pay employee ____NIL_______ won if employee works on Saturdays. "Month" and "Monthly" refer to a session (4 weeks) of the **school** calendar. Salary will commence from the first day of teaching. Payment for part of a month of employment will be calculated on the number of days employed. Payment of the aforesaid salaries will be made in Won. Korea income taxes deductions will be withheld. Monthly salary payments will be made on or before the eighth day of the month following the month during which the employment services were provided.

5.4 Severance Payment : Dependent upon completion of the full contract period,
      the employee will be given ___2.1 million_______Won. Korean severance tax will be withheld. In the event that the employee does not renew or extend employment under a subsequent employment agreement with employer, this payment will be made at the time of completion of the contract period.

5.5 Holidays and Vacation : Employee will be entitled to observe public holidays
      and receive vacation days during the contract term according to a yearly
      schedule provided by employer before the commencement of the year to which
      the schedule refers. There are at least twelve vacation days in each calendar
      year (January-December). Public holidays and vacations can only be taken as
      scheduled.

5.6 Absence from Duties : Salary is not maintained when employee is absent from
      teaching duties. In the event that employee is absent from duties for whatever
      reason, monthly salary will be reduced according to the length of the absence.
      Reductions will be based on basic salary rate. Transference of teaching duties
      by employee to persons other than employee is not possible without the
      permission of employer.

5.7 Emergency Leave : Employee will be eligible to receive up to six (6) days of
      unpaid emergency leave in the event of death or serious illness in employee's
      immediate family. Such emergency leave will be granted at the sole discretion
      of employer. The employee will bear the cost of transportation in the event of a
      need for emergency leave. Monthly payment which does not include the period of
      such emergency leave will only be made in the event that the employee resumes
      duties with the employer.

5.8 Medical Insurance : Employee will be covered by medical benefits under AIG
(American Home Assurance Korea), a private medical insurance program.
The costs of this coverage will be borne half by employer and half by employee
The deduction of one lump sum payment will be made upon receipt of the first salary. Coverage commences from the first day of the next teaching session.

5.9 Accident Compensation : In the event that employee sustains injuries from an
      accident or mishap during the course of normal work duties, or within the
      premises of place of employment, employer agrees to pay all medical and
      hospital costs which are in excess of those covered by medical insurance. In the
      event that employee sustains injuries from an accident or mishap which occurs
      outside the course of normal work duties, employee understands and agrees that
      employer will have no responsibility for, nor obligation to pay, medical and
      hospital costs which are in excess of those covered by medical insurance.

5.10 Housing

5.10.1 Each employee will have a private studio with kitchen and separate bathroom half furnished. (Free internet, bed, TV, washing machine, stove, closet etcs,.

5.10.2 Employee will be responsible for all utilities and telephone charges, arranged by employer and will be paid by the employee.

5.10.3 During any period of sole occupancy, employee will be responsible for all utilities and telephone charges, arranged by employer and will be paid by the employee.

5.10.4 Employee agrees to pay employer a housing management deposit to cover
      unpaid monthly services, utilities, and telephone charges. This deposit amounts to
      600,000 Won and, being payable to employer in three equal installments, will
be deducted from the second, third and fourth month’s salary. Dependent on a
written guarantee from a guarantor acceptable to employer, employer agrees that
the deposit will be returned, in full, to the employee, including any period of
employment beyond that covered by this agreement. In the event that the employee
extends employment beyond this agreement, this deposit is returned to the
employee at the completion of the extended agreement.

5.10.5 Employer agrees to provide additional necessities besides furnishings. An itemized check-list will be provided by the employer and signed by the employee that all necessities are present and the employee will take possession of a clean apartment.  When the employee moves out of the apartment, a check-list will be done to ensure that all provided items are present and the apartment is clean.  An adjustment in the housing management deposit refund will be made depending on damage and apartment cleanliness.


6. Dismissal or Voluntary Resignation

6.1   Employer will have the right to dismiss employee for unwillingness or inability
    to meet conditions of employment as set out under this agreement, including
      neglect of duties. Prior to any such dismissal, employee will be warned of
      dissatisfaction with performance or conduct and will be afforded an appropriate
      period in which to remedy the same.

6.2   Employer will have the right to dismiss employee for conduct seriously
   jeopardizing any student or staff member, or for criminal activity. In such
      instances, employer has the right under this agreement to execute immediate
dismissal and no warning nor time for remedy need be allotted.

6.3  In the event that the employee is dismissed, or in the event that the employee
     voluntarily resigns prior to the termination of the term of this agreement,
     employer will be obligated to pay all salary due to date of termination.
     Employer will have no duty and will not be obligated to pay the cost of return
     transportation to point of departure for employee, nor will employer be obligated
     to pay any severance pay. Further, employer will be entitled to withhold an
     amount less than or equivalent to, but not exceeding the cost of air fare
     provided for travel to Korea.

6.4  In the event that the employee voluntarily resigns before the last day of the contract,
he/she will be responsible for the recruitment fee of a new employee. 

6.5   In the event that war, civil disturbances, or political conditions prompt a directive
from the government of the Republic of Korea or the government of employee's
citizenship to leave Korea, this employment agreement will be terminated as of
the date of such directive. In such case, employer will provide to employee an air ticket to point of departure, irrespective of length of employment period. All salary due at date of termination will be paid. Prorated severance pay will be given for period of employment of less than twelve months.


7. Covenants

7.1  Employee hereby agrees, covenants, and undertakes that he/she will not
     undertake any teaching duties or employment with any person or organizations
     other than the employer. Failure to comply with this article is cause for
     immediate dismissal.

7.2  Employee here by agrees, covenants, and undertakes that he/she will not disclose
     teaching materials, syllabus details, or any other information relating to the
     corporate entities not employed by employer.

7.3  Unless agreed to in writing, the employee understands and accepts that the
     rights to use, sale, distribution, or publication of all original material produced
     by the employee during the course of employee's employment, and for which
     the employee is compensated as either regular pay, as overtime, or in an
     agreed-upon lump sum, remain the sole property of employer.


8. Indemnification Clause : Employee will indemnify and hold harmless
     employer and employer's representatives from any damages which employee
     may sustain, in any manner, through the misconduct or negligence of employee.

9. Waiver : The failure of either party at any time to enforce the terms,
     provision, or conditions of this agreement will not be construed as a waiver of
     the same or of the right of such party to enforce the same.

10. Governing Language and Jurisdiction : This agreement has been
drawn up and has been executed in the English language; and the English language
     text of this agreement will govern and prevail over any translation thereof. This agreement will be interpreted according to the internal (domestic) laws of
     the Republic of Korea. A competent court in the Republic of Korea will have
     jurisdiction in regard to any dispute or claim arising out of, or in connection
     with, this agreement. Employer and employee have executed this agreement on
     the date indicated below. Intending to be legally bound to, and in witness of,
     employer and employee have appended their signatures.
« Last Edit: January 19, 2018, 03:23:49 pm by marshy9892 »


  • Sir-Mark
  • Waygookin

    • 20

    • June 27, 2016, 02:26:27 pm
    • Freddy
Re: Contract Offer, First time teacher
« Reply #1 on: January 19, 2018, 11:01:56 am »
4.1   No regular schedule of work hours can be guaranteed
      to employee.


The inclusion of this into a contract makes it seem that your work hours will vary a lot.

4.8  Employee agrees to be present at the place of employment at least an hour and a
      half before the commencement of each day's allocated teaching schedule
      to allow time for organization of teaching materials and preparation for the
      day's lessons.


An hour and a half? What? That seems excessively long in my opinion. It sounds like you will have a lot of preparing to do.

5.2 Orientation and Training : Shortly after arrival in Korea, employee will be
      required to undertake orientation and training intended to provide employee with
      the requisite familiarity with institute operation and policies and to ensure that
      employee possesses the adequate knowledge and skills related to the duties of
employment. No payment is given for this orientation period.


As you said, unpaid orientation is very bad.. How long is the training period?

5.3 Salary :  In addition, employer will pay employee ____NIL_______ won if employee works on Saturdays.

Work on Saturdays? Unpaid? Will it be common? It should be clarified better imo.

5.8 Medical Insurance : Employee will be covered by medical benefits under AIG
(American Home Assurance Korea), a private medical insurance program.
The costs of this coverage will be borne half by employer and half by employee
The deduction of one lump sum payment will be made upon receipt of the first salary. Coverage commences from the first day of the next teaching session.


Private medical insurance? What does it cover? Is it expensive? One lump sum, do they take your yearly portion all at once?



  • dalkyr
  • Veteran

    • 164

    • July 06, 2016, 10:15:53 am
    • USA
Re: Contract Offer, First time teacher
« Reply #2 on: January 19, 2018, 11:27:41 am »
Pruned some non-objectionable clauses to fit the character cap.

1.  Employee accepts employment from employer to teach the English language under the terms and conditions set here in this agreement for a period of twelve full and consecutive teaching sessions. Employment commences from the first day of orientation (             ) and finishes on the last teaching day of the teaching session covered under this agreement.

Techically "finishes on the last teaching day of the teaching session" is illegal. Contracts are 365 days.
 But the "last day of the session/month" thing is becoming more common. Assuming orientation isn't too long I wouldn't worry too much about it.



2.  The "Place of Employment" is at the address above. Employee may be required to
       teach outside of the “Places of Employment.” In such case, employee will be
       reimbursed for travel expenses incurred beyond those expenses normally incurred
       in travel from the employee’s home to the place of employment.

Be wary of any school that wants you to teach outside of the building. There are pretty strict regulations on an E-2 in regards to locations. If this clause is to cover the occasional field trip, that's fine. If it's cover for something like an After School Program, where you're hired at "XYZ Hagwon" but actually *work* at "ABC Elementary School" run away screaming, as that's very illegal and has gotten a LOT of teachers deported recently. Edit after reading the rest: This almost certainly means that the franchise owner owns multiple locations, so they might shuffle you to another one to sub occasionally.

3. Terms of Agreement

3.1  Employee agrees to discontinue residence in Korea under the visa status
       sponsored by employer within five days of termination of employment.

Technically you're allowed 14 days under the law.

3.2  Periods of employment of employee beyond that covered by this agreement must
       be agreed to by employee and employer, in writing, at least three months before
       the expiration of the term of this agreement.


4. Duties

4.1   /

4.2  To meet the minimum working requirement of this agreement, the number of working hours shall be an average of 100 hours per month [One (teaching) Hour=60 minutes]. The number of scheduled teaching days does not include Saturdays, Sundays, public holidays, or scheduled vacation days.

Uh oh. Couple of things wrong here. 1) "an average of": No. The number in the contract should be the maximum number of hours, otherwise it's impossible to calculate overtime. 2) 60 minute teaching hours are a bad sign. It means they're going to try and cram as many classes into that 100 (or more) hours, because breaks don't count towards your teaching hours.

4.3   Teaching hour refers to the amount of time in the classroom only. This does
      not include preparation time, staff meetings, seminars, breaks between classes,
      orientation, etc.

4.4   The employer will have the authority to require employee to perform any classroom
      duties in excess of minimum teaching requirements (such excess hereinafter
      called "overtime"). Only teaching hours in excess of the minimum teaching
      requirements and approved by the employer are considered overtime. The Employee will be paid overtime at the rate of 15,000 Won for 50 minutes.

Mandatory overtime. And at a ridiculously low rate. Also an odd time discrepancy, since a teacher hour is 60 minutes, but your OT rate is per 50 minutes.

4.5   /

4.6   Employee agrees to dress appropriately at all times when teaching or when
      present on the premises of the place of employment and to follow the advice,
      directives and policies of employer regarding what constitutes appropriate dress.

I would get clarification on this. It could be a CYA clause so they can tell you not to wear ripped jeans and tie-dye shirts, but it could also mean they want you in a suit.

4.7   /

4.8   /

4.9.1  Employee agrees to arrive at the place of employment dressed appropriately.  For    Monday to Friday men must wear dress or khaki pants, and dress or polo shirts.             
Women must wear a skirt, a dress or pants, and blouse or polo shirt.  For Saturday, teachers are permitted to dress more casually. No inappropriate attire is permitted such as T-shirts, halter-tops, jeans, etc.

Oh, see, there it is. Business casual, all day every day. That can be draining.

4.9.2  Employee agrees to maintain a mutually respectful relationship with the director,    the administrative staff, and Korean and foreign English teachers.  At no time will    inappropriate language be tolerated.

I... Kinda wonder what happened in the past that made them decide they needed this clause.

5. Compensation and Treatment of Employee

5.1 Transportation : Company will provide 900,000won for the purchase of flying ticket to Korea. The fee will be transferred to the teacher’s account together with the first month of paycheck. There will be no return ticket allowance.

This could be good or could be bad. Depending on where you're coming from, and how much notice you have, you could *possibly* end up spending more than this on a ticket. Or you could spend less and pocket the difference.

5.2 Orientation and Training : Shortly after arrival in Korea, employee will be
      required to undertake orientation and training intended to provide employee with
      the requisite familiarity with institute operation and policies and to ensure that
      employee possesses the adequate knowledge and skills related to the duties of
employment. No payment is given for this orientation period.

No. No, no, no, NO! You work, you get paid. Maybe you get half pay, but you get paid. Especially when you've just moved to another country and are settling in. *Maybe* if it's just a day of orientation, but if it's any significant period this is terrible.

5.3 Salary : Employer will pay employee as compensation for all services rendered
a monthly salary of __2.1million won___Won for each month of the contract period
      with employer. In addition, employer will pay employee ____NIL_______ won if employee works on Saturdays. "Month" and "Monthly" refer to a session (4 weeks) of the <REDACTED> calendar. /

You missed an instance of the school name. I'd advise editing your original post and redacting it.

Everything here is pretty standard, except the part where you don't get paid for orientation. And given that you'll be at <REDACTED>, it's NOT going to be a one-day orientation.


5.4 Severance Payment : Dependent upon completion of the full contract period,
      the employee will be given ___2.1 million_______Won. Korean severance tax will be withheld. In the event that the employee does not renew or extend employment under a subsequent employment agreement with employer, this payment will be made at the time of completion of the contract period.

5.5 Holidays and Vacation : Employee will be entitled to observe public holidays
      and receive vacation days during the contract term according to a yearly
      schedule provided by employer before the commencement of the year to which
      the schedule refers. There are at least twelve vacation days in each calendar
      year (January-December). Public holidays and vacations can only be taken as
      scheduled.

So all of your vacation is scheduled by the school? That sucks. School scheduled vacation isn't great.
 The dates will change, and it's hard to plan for it.

Also, does "at least twelve vacation days" mean you'll get 12 days *as well as* the Korean holidays? Or are holidays included. Because if they are this is a terrible deal. There are 11 weekday holidays in 2018, so you'd be getting ONE vacation day if holidays are included.


5.6 Absence from Duties : Salary is not maintained when employee is absent from
      teaching duties. In the event that employee is absent from duties for whatever
      reason, monthly salary will be reduced according to the length of the absence.
      Reductions will be based on basic salary rate. Transference of teaching duties
      by employee to persons other than employee is not possible without the
      permission of employer.

So... No sick days? That kinda sucks.

5.7 Emergency Leave : Employee will be eligible to receive up to six (6) days of
      unpaid emergency leave in the event of death or serious illness in employee's
      immediate family. Such emergency leave will be granted at the sole discretion
      of employer. The employee will bear the cost of transportation in the event of a
      need for emergency leave. Monthly payment which does not include the period of
      such emergency leave will only be made in the event that the employee resumes
      duties with the employer.

So if Dad dies and you don't come back they don't pay your last month's salary? That's crappy.

5.8 Medical Insurance : Employee will be covered by medical benefits under AIG
(American Home Assurance Korea), a private medical insurance program.
The costs of this coverage will be borne half by employer and half by employee
The deduction of one lump sum payment will be made upon receipt of the first salary. Coverage commences from the first day of the next teaching session.

No. NONONONO. Private insurance is a scam. They're *required by law* to enroll you in the National Pension & Health Insurance. Don't accept any substitutes.

5.9 /

5.10 Housing

5.10.1 Each employee will have a private studio with kitchen and separate bathroom half furnished. (Free internet, bed, TV, washing machine, stove, closet etcs,.

No "etc". Get a full list. And it should include AC, because summer in Korea is nightmarishly humid.

5.10.2 Employee will be responsible for all utilities and telephone charges, arranged by employer and will be paid by the employee.

5.10.3 During any period of sole occupancy, employee will be responsible for all utilities and telephone charges, arranged by employer and will be paid by the employee.

5.10.4 Employee agrees to pay employer a housing management deposit to cover
      unpaid monthly services, utilities, and telephone charges. This deposit amounts to
      600,000 Won and, being payable to employer in three equal installments, will
be deducted from the second, third and fourth month’s salary. Dependent on a
written guarantee from a guarantor acceptable to employer, employer agrees that
the deposit will be returned, in full, to the employee, including any period of
employment beyond that covered by this agreement. In the event that the employee
extends employment beyond this agreement, this deposit is returned to the
employee at the completion of the extended agreement.

This is a NOT a security deposit. This is so they can recoup their costs if you pull a midnight run. Also,
 what is this "Dependent on a written guarantee" BS? They shouldn't even be collecting this, but if they do, they need to give it back at the end of the contract no questions asked.


5.10.5 Employer agrees to provide additional necessities besides furnishings. An itemized check-list will be provided by the employer and signed by the employee that all necessities are present and the employee will take possession of a clean apartment.  When the employee moves out of the apartment, a check-list will be done to ensure that all provided items are present and the apartment is clean.  An adjustment in the housing management deposit refund will be made depending on damage and apartment cleanliness.

They'll charge you an exorbitant rate for cleaning even if it's spotless.

6. Dismissal or Voluntary Resignation

6.1   Employer will have the right to dismiss employee for unwillingness or inability
    to meet conditions of employment as set out under this agreement, including
      neglect of duties. Prior to any such dismissal, employee will be warned of
      dissatisfaction with performance or conduct and will be afforded an appropriate
      period in which to remedy the same.

6.2   Employer will have the right to dismiss employee for conduct seriously
   jeopardizing any student or staff member, or for criminal activity. In such
      instances, employer has the right under this agreement to execute immediate
dismissal and no warning nor time for remedy need be allotted.

6.3  In the event that the employee is dismissed, or in the event that the employee
     voluntarily resigns prior to the termination of the term of this agreement,
     employer will be obligated to pay all salary due to date of termination.
     Employer will have no duty and will not be obligated to pay the cost of return
     transportation to point of departure for employee, nor will employer be obligated
     to pay any severance pay. Further, employer will be entitled to withhold an
     amount less than or equivalent to, but not exceeding the cost of air fare
     provided for travel to Korea.

6.4  In the event that the employee voluntarily resigns before the last day of the contract,
he/she will be responsible for the recruitment fee of a new employee. 

No. There's a debate if airfare reimbursement is legal or not, but recruitment costs are not a valid penalty.

6.5   In the event that war, civil disturbances, or political conditions prompt a directive
from the government of the Republic of Korea or the government of employee's
citizenship to leave Korea, this employment agreement will be terminated as of
the date of such directive. In such case, employer will provide to employee an air ticket to point of departure, irrespective of length of employment period. All salary due at date of termination will be paid. Prorated severance pay will be given for period of employment of less than twelve months.

Holy #*@%. This is the first "war clause" I've seen. I wonder if it's new? Regardless, this is actually pretty decent. Hope and pray you never have to activate it, but it's still a good thing to have.

7. /

10. Governing Language and Jurisdiction : This agreement has been
drawn up and has been executed in the English language; and the English language
     text of this agreement will govern and prevail over any translation thereof. This agreement will be interpreted according to the internal (domestic) laws of
     the Republic of Korea.

English as the master language? Huzzah!

 A competent court in the Republic of Korea will have
     jurisdiction in regard to any dispute or claim arising out of, or in connection
     with, this agreement. Employer and employee have executed this agreement on
     the date indicated below. Intending to be legally bound to, and in witness of,
     employer and employee have appended their signatures.

So <REDACTED> is a franchise, which means any reviews you read are only really applicable to the branch the person worked for. Some people love it, others hate it.

As far as the contract goes, like your other one it's not terrible, but also not great.

Pros:
-Um....
-Uh........
-It's not terrible?
-Seriously, there's nothing that stands out as a good thing here except the war clause, which isn't something you base a job decision on.

Cons:
-60 minute teaching hour.
-Unpaid training.
-Mandatory OT.
-Low OT rate.
-Private insurance.

Like I suggested on your other contract, talk to the teachers. Vibe is going to be important. You said you're aiming for EPIK, so I'd hold out for that.


  • dalkyr
  • Veteran

    • 164

    • July 06, 2016, 10:15:53 am
    • USA
Re: Contract Offer, First time teacher
« Reply #3 on: January 19, 2018, 11:30:15 am »
5.8 Medical Insurance : Employee will be covered by medical benefits under AIG
(American Home Assurance Korea), a private medical insurance program.
The costs of this coverage will be borne half by employer and half by employee
The deduction of one lump sum payment will be made upon receipt of the first salary. Coverage commences from the first day of the next teaching session.


Private medical insurance? What does it cover? Is it expensive? One lump sum, do they take your yearly portion all at once?

Ooh, I missed that. Yeah, if they're taking a lump sum for the whole year out of your first paycheck that's gonna suck. Especially since they'll also be pulling 200,000 out for the "Deposit". Not going to get paid much the first month.


Re: Contract Offer, First time teacher
« Reply #4 on: January 20, 2018, 12:13:45 am »
I'll turn down the offers today then. I'm in no rush to get into Korea and I'd much rather go with EPIK. Many thanks for your replies, sincerely! They've helped clear my mind.